Money Train 3 Slot Featured Image

Money Train 3 Slot Review & Demo

by Relax Gaming

Money Train 3 by Relax Gaming is a very high-volatility 5x4 slot built around a Wild West train heist, with 40 paylines and scatter pays. This outlaw crew does not rob banks by halves, although the reels can leave your balance waiting at the station. Released in September 2022, the game offers a 96.1% RTP, a 19.35% hit frequency and…

Play Money Train 3 Demo For Free

by Relax Gaming
RTP: 96.1

Money Train 3 Slot Game Data Overview

Software
RTP
96.1
Volatility
High
Max win
100000
Grid
5x4
Paylines
40
Mechanic
scatter pays
Theme
Wild West, Train, Heist
Min / Max bet
C$0.10 – C$10.00
Hit frequency
19.35%
Release date
21/09/2022
Bonus buy
Yes
Jackpot
No
Features
Money Cart BonusScatter PaysBuy FeatureNecromancerSniperCollectorCollector-PayerPersistent ShapeshifterAbsorberTommy Gun

Money Train 3 Slot From Relax Gaming

Money Train 3 Slot From Relax Gaming

Money Train 3 is a Wild West heist slot played on a 5x4 grid with 40 paylines. Its train-yard setting is dark and tense, with an outlaw crew, heavy machinery and weapon-based effects shaping the atmosphere.

The game has very high volatility, a 96.1% RTP and a maximum win of 100,000x the stake. Its 19.35% hit frequency indicates that winning spins are not especially frequent, while the large top prize reflects the slot's focus on rare, high-value outcomes.

Most of the depth comes from the Money Cart Bonus and its specialist characters, including the Necromancer, Sniper, Collector, Collector-Payer, Persistent Shapeshifter, Absorber and Tommy Gun. These interacting modifiers make the bonus more complex than a standard free-spins round. A feature buy is also available, but there is no progressive jackpot.

How to Play Money Train 3

Money Train 3 accepts stakes from C$0.10 to C$10.00 per spin. The controls are straightforward, although the very high volatility makes careful stake selection important.

1

Choose Your Stake

Open the bet controls and select a total stake between C$0.10 and C$10.00. A lower stake gives your balance more room to absorb stretches without a meaningful return.

2

Start the Reels

Press spin to play one round on the 5x4 grid. Autoplay may also be available through the casino interface, with limits set before the sequence begins.

3

Check Wins and Scatter Results

Wins are evaluated using the game's 40 paylines and scatter-pay mechanics. Check the paytable for the required symbol combinations and their values at your chosen stake.

4

Enter the Money Cart Bonus

Trigger the Money Cart Bonus through regular play to access the slot's main character modifiers. Their effects can combine, so the value of a bonus round depends heavily on which characters appear and how they interact.

5

Use the Feature Buy if Available

The buy feature provides direct access to bonus gameplay where local rules and the casino permit it. Review the displayed cost and terms before confirming, since buying a feature does not guarantee a profit.

Money Train 3 Features and Bonus Features

Money Train 3 Features and Bonus Features

Money Train 3 combines a 5x4 reel setup and 40 fixed paylines with a random base-game respin and the Money Cart Bonus Round. Most of its 100,000x potential is concentrated in the bonus, where sticky value symbols and several interacting special symbols can produce highly variable results.

Base-Game Respin Feature

A respin can trigger randomly after a non-winning base-game spin. One visible symbol type is selected and held in place. Any additional copies landing during the respin also become sticky and award another respin, so the sequence continues until no new matching symbol appears.

Multiplier symbols worth 1x, 2x or 3x can also land. They do not remain on the grid, but they increase the final win multiplier. This feature adds occasional extended sequences to the base game, although it does not provide the same range of interactions as the Money Cart Bonus Round.

Money Cart Bonus Round

The Money Cart Bonus Round starts when at least three Bonus symbols land in the base game. Persistent gold symbols can substitute for Bonus symbols when determining the trigger. The triggering positions become sticky, reveal values and begin the round with three respins.

Every new symbol remains in place and resets the counter to three respins. Regular value symbols carry between 1x and 10x the stake. Filling an entire column unlocks an additional column, and this grid expansion can happen twice. The round ends when the respin counter reaches zero or the game reaches its win cap.

Collector and Collector-Payer Symbols

The Collector adds every visible value to its own value. The Collector-Payer selects three to five symbols, adds their values to itself and then adds its updated total back to each selected target. Collector-Payer interactions can therefore increase several positions while building the special symbol itself.

Sniper and Tommy Gun Symbols

The Sniper doubles the values of three to eight Bonus symbols and may target the same position more than once. The Tommy Gun Sniper focuses on one random target and doubles it between two and six times, creating a more concentrated multiplier effect.

The Tommy Gun Payer displays a value from 5x to 100x and adds it to a random symbol between three and ten times. Its effect raises existing values rather than paying the displayed amount directly as a separate win.

Necromancer and Absorber Symbols

The Necromancer reactivates between two and seven previously used non-persistent special symbols. A symbol can be revived more than once, allowing earlier Collector, Sniper or Payer effects to run again.

The Absorber removes all standard Bonus symbols and absorbs their values. Special symbols are not removed. Clearing regular positions can create room for new symbols during later respins, but the outcome depends on what subsequently lands.

Persistent Special Symbols

Persistent symbols repeat their action at the end of the current spin and every following spin. The Persistent Collector gathers all visible values, while the Persistent Sniper repeatedly doubles three to eight targets. The Persistent Collector-Payer selects three to five symbols on each spin, builds its own value from them and distributes its updated total back to those targets.

The Persistent Necromancer revives between one and seven used non-persistent special symbols on each activation. The Persistent Shapeshifter changes into a different special symbol after every spin. Because these effects recur, landing a persistent symbol early generally gives it more opportunities to influence the round.

Bonus Buy Options

Where feature purchases are allowed, Money Train 3 offers four options. A one-spin bonus chance costs 20x the stake, a two-spin bonus chance costs 50x, direct entry to the standard Money Cart Bonus Round costs 100x, and entry with one starting Persistent symbol costs 500x.

The purchase price is deducted immediately and does not guarantee a profit. The 500x option gives the bonus an active recurring modifier from the outset, but its high cost is consistent with the slot's very-high volatility. Bonus buys may be unavailable in some regulated markets.

Money Train 3 RTP, Volatility and Maximum Win Potential

Money Train 3 has a standard theoretical return to player of 96.1%. The RTP is a long-term statistical average rather than the expected return from an individual session. The supplied game information states that the RTP increases to 96.5% when using a feature-purchase option, although players should confirm the displayed figure in the in-game help file because configurations can differ between casinos.

Volatility is rated very high, and the reported hit frequency is 19.35%. Winning spins can still be relatively modest because hit frequency measures how often any win occurs, not how large that win is. The 100,000x maximum win is substantial, but reaching it is an exceptional outcome rather than a typical bonus result.

Compared with Money Train 2, the main mathematical differences are as follows.

These figures make Money Train 3 most relevant to players who accept long losing stretches and uneven returns in exchange for unusually high theoretical win potential. Players who prefer frequent, stable payouts are better served by a lower-volatility slot.

Money Train 3 Strengths and Drawbacks

Money Train 3 combines a high theoretical return with substantial win potential, but its very high volatility makes results unpredictable. These are the main factors to consider before playing.

Pros
  • The 96.1% RTP is competitive for a highly volatile online slot.
  • Maximum win potential reaches 100,000× the stake.
  • A C$0.10 to C$10 bet range accommodates both low-stakes and higher-stakes play.
  • The feature set includes distinctive characters and modifiers such as the Necromancer, Sniper, Collector, Absorber and Persistent Shapeshifter.
  • The Money Cart Bonus and optional feature purchase provide more than one route into bonus gameplay.
Cons
  • Very high volatility can produce extended periods without a meaningful return.
  • The 19.35% hit frequency means fewer than one in five spins produces a win on average, without indicating the size of those wins.
  • Numerous character abilities make the bonus mechanics less immediate than those in a conventional free-spins slot.
  • There is no progressive or fixed jackpot separate from the stated maximum win.

The Final Call on Money Train 3

Money Train 3 stands out for its 100,000× maximum win and the depth created by its large cast of special characters. Its 96.1% RTP is another positive, particularly for a slot at the upper end of the volatility scale. The trade-off is a demanding mathematical profile. A 19.35% hit frequency and very high volatility mean players should expect uneven sessions rather than regular, balanced returns. It is best suited to experienced slot players who understand variance, prefer elaborate bonus rounds and are comfortable setting a firm budget. Players seeking frequent wins, simple features or jackpot gameplay will find better matches elsewhere.

Richie West says,

“What impressed me most about Money Train 3 is that its 100,000× ceiling is supported by a feature set with genuine mechanical variety rather than a basic free-spins round. I would still approach it cautiously because the very high volatility and 19.35% hit frequency can make the route to those stronger outcomes expensive. For me, it is a slot for controlled stakes and a predetermined session budget, not for chasing losses or expecting steady returns.”- Richie West

Richie West
Richie West
Editor in Chief

Money Train 3 Player Questions

The following answers cover practical details that Canadian players may want to check before loading the game.

Relax Gaming released Money Train 3 on 21 September 2022. It is the third main entry in the Money Train series.