Money Train Slot From Relax Gaming
Money Train is a high-volatility Wild West slot played on a 5x4 reel grid with 40 paylines. Its train-heist setting is carried by outlaw characters, dusty frontier imagery and a bonus round built around a money cart.
The slot has a 96.2% RTP, an 18.73% hit frequency and a maximum win of 20,000x the stake. Wins can be infrequent due to the high volatility, while much of the potential sits in the respin-based Money Cart Bonus. There is no progressive jackpot.
How to Play Money Train
Money Train accepts stakes from C$0.10 to C$50.00 per spin. Check the total bet before starting, particularly because the high-volatility model can produce extended stretches without a significant return.
Set the Stake
Use the bet controls to select a total wager between C$0.10 and C$50.00. Choose an amount that allows room for variance rather than judging the slot from only a few spins.
Spin the Reels
Press spin to set the five reels in motion. Regular symbol combinations are assessed across 40 paylines, while wild symbols can help complete eligible winning lines.
Check Scatter Results
Scatter outcomes are evaluated separately from standard payline combinations. The paytable shows the required symbols and awards, so review it before committing to a stake.
Enter the Money Cart Bonus
The main bonus uses respins and special Wild West character symbols to build its payout. Their functions can add values, collect prizes or remain active across subsequent respins, making this round the main source of larger wins.
Use the Feature Buy if Available
Money Train includes a feature-buy option, although access depends on local rules and the casino. Buying the bonus provides immediate entry but costs more than a standard spin and does not guarantee a profit.
Money Train Features and Bonus Features
Money Train uses a 5x4 reel grid with 40 fixed paylines. Its base game relies on stacked regular symbols and wild substitutions, while most of the distinctive gameplay is concentrated in the Money Cart Bonus. The main features are:
- Stacked symbols and shotgun wilds in the base game
- Bonus symbols that activate the Money Cart Bonus from reels 1, 3 and 5
- Value symbols, collectors, payers and reel-widening symbols during the bonus
- A bonus buy option where permitted by local regulations
Stacked Symbols and Wilds
Regular symbols can appear fully stacked in the base game, allowing one symbol to cover several positions on the same reel. This can create multiple simultaneous payline wins when matching stacks align across adjacent reels. The crossed-shotgun wild substitutes for regular paying symbols, helping complete combinations on the 40 paylines.
Scatter-Style Bonus Trigger
The Money Cart Bonus is activated when bonus symbols land on reels 1, 3 and 5. Unlike an ordinary line win, these symbols do not need to form a sequence across consecutive reels. The fixed reel positions make the trigger easy to understand, although the slot's high volatility means bonus entries may be unevenly distributed across a session.
Money Cart Bonus
The Money Cart Bonus moves play to a separate grid that begins with 20 individual positions and three respins. Landing a new value or feature symbol resets the remaining respins to three. Occupied positions stay in place, and the round ends after three consecutive spins without a qualifying new symbol. The accumulated symbol values determine the final bonus payout, subject to the game's 20,000x maximum win.
Money Cart Special Symbols
Several symbol types can modify the bonus rather than simply adding a fixed value:
- Money Safe reveals a multiplier value that contributes to the bonus total.
- Payer reveals its own value and adds that amount to every other visible value symbol once.
- Persistent Payer repeats its value-boosting effect on the current spin and subsequent spins.
- Widener opens an additional reel, creating more positions where value and modifier symbols can land.
- Collector adds the values of all other visible symbols to its own value once.
- Persistent Collector collects the other visible values at the end of its landing spin and every later spin. It does not collect its own displayed value.
- Tumbleweed carries no cash value and does not reset the respin counter.
The persistent modifiers are particularly important because their effects can be applied repeatedly if the bonus continues. Widener also improves the round's potential by increasing the number of available landing positions. These mechanics create the possibility of large payouts, but productive combinations of values and modifiers are not guaranteed.
Buy Feature
Where the feature is available, the Money Cart Bonus can be purchased for 80 times the selected stake. The stated RTP rises from 96.2% in standard play to 98.0% when using this option. Buying the bonus removes the wait for a natural trigger, but it also places a much larger amount at risk in a single round. Feature availability depends on the casino and local regulations.
Money Train RTP, Volatility and Maximum Payout
Money Train has a standard RTP of 96.2%, high volatility and a maximum win of 20,000 times the stake. RTP is a theoretical long-term average rather than a prediction for an individual session. At the minimum C$0.10 bet, the maximum theoretical payout is C$2,000. At the C$50 maximum bet, it is C$1,000,000, although casino payout limits may apply.
The reported hit frequency is 18.73%, meaning a win is recorded on roughly one in every 5.3 spins over the game's mathematical model. Many of those results can be small, so hit frequency should not be confused with the chance of finishing a session in profit. High volatility indicates that larger wins are less frequent and bankroll swings can be substantial, particularly when the bonus buy is used.
A short comparison with Relax Gaming's later Money Train 2 shows how the original differs:
- Money Train has 96.2% RTP, high volatility and a 20,000x maximum win.
- Money Train 2 has 96.4% RTP, high volatility and a higher 50,000x maximum win, alongside a more complex set of bonus modifiers.
The original Money Train is therefore the simpler of the two, but it remains firmly aimed at players comfortable with high variance and bonus-focused gameplay. Its main strengths are the interactive collector and payer mechanics, while its principal weaknesses are an understated base game and potentially long gaps between productive bonus rounds.
Money Train Strengths and Drawbacks
Money Train combines a strong mathematical ceiling with high volatility and a relatively modest hit frequency. Its feature set gives the slot a distinct identity, but the gameplay will not suit players seeking steady, low-risk sessions.
- 96.2% RTP is competitive for a high-volatility online slot.
- Maximum win of 20,000x the stake provides substantial upside without relying on a progressive jackpot.
- Money Cart Bonus and respins add a feature-led alternative to the standard 40-payline base game.
- C$0.10 to C$50 betting range accommodates both low-stakes play and larger wagers.
- Bonus Buy option allows eligible players to access the main feature without waiting for a natural trigger.
- High volatility can produce long stretches without a return that meaningfully offsets previous stakes.
- 18.73% hit frequency means winning outcomes are not especially frequent, and many hits may still be smaller than the wager.
- No progressive jackpot limits the top prize to the slot’s fixed maximum win.
- C$50 maximum bet may be restrictive for players who normally wager above this level.
The Final Word on Money Train
Money Train is best suited to experienced slot players who accept uneven results in exchange for a 20,000x win ceiling. The 96.2% RTP is a clear strength, while the Money Cart Bonus, respins and Wild West heist presentation give the game more character than a basic 40-line slot. The main concern is its demanding mathematical profile. With high volatility and an 18.73% hit frequency, careful stake selection matters, particularly when using the Bonus Buy.
Richie West says,
“What impressed me most about Money Train is the balance between a competitive 96.2% RTP and a genuinely meaningful 20,000x top win. The Money Cart feature gives the slot a clear focal point rather than relying on presentation alone. I would still approach it with a defined budget and conservative stakes because the high volatility and 18.73% hit frequency can make individual sessions feel unforgiving. It is a stronger match for patient bonus-focused players than for anyone prioritising regular small wins.”- Richie West
Money Train Questions Answered
These answers clarify the key mathematical terms and practical details players should understand before choosing a stake or using the Bonus Buy.